228 loan Options
228 loan Options
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Besides as otherwise presented On this part, a financial institution should be sure that its general public file contains the information demanded by this area for every from the preceding a few calendar many years, with the most recent calendar 12 months included in its file every year by April 1 of the present calendar year.
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
usually means, notwithstanding the definition of “modest business” On this area, a loan included in “loans to little corporations” as documented in Plan RC-C of the decision Report.
(A) Combines the functionality scores for each supporting summary for every big merchandise line into a product line score; and
A bank ought to make accessible to the general public for inspection, upon ask for and without charge, the data demanded Within this part as follows:
The loans, investments, solutions, and items of the financial institution's operations subsidiary should be included in the bank's system, Until the operations subsidiary is independently topic to CRA prerequisites.
The greenback quantity from the constrained goal financial institution's Group growth loans and Group development investments that here reward or provide the State or multistate MSA and a review in the effect and responsiveness of Individuals loans and investments, as delivered in § 228.fifteen.
The financial institution allocates the deposits for which a deposit spot just isn't accessible to the nationwide space. Yearly deposits need to be calculated determined by average every day balances as provided in statements for instance regular or quarterly statements. Every other financial institution that opts to collect and manage the information On this paragraph (a)(seven) ought to achieve this in exactly the same variety and for the same period as described On this paragraph (a)(seven).
(A) For every of a bank's facility-dependent assessment places in an MSA, the MSA Nationwide Community Growth Financing Benchmark measures the greenback quantity of Local community development loans and Group development investments that reward or serve MSAs while in the nationwide place for all significant depository establishments in comparison with deposits located in the MSAs during the nationwide area for all large depository establishments.
The Board considers the weighted typical from the general performance scores similar to the lender's conclusions for that Neighborhood Advancement Funding Examination for its facility-dependent assessment locations within the nationwide place, calculated pursuant to portion IV of appendix B to this aspect.
A bank ought to preserve a community file, in possibly paper or electronic format, that includes the following information:
The Board considers the weighted ordinary of the efficiency scores equivalent to the bank's Group Progress Funding Examination conclusions for its facility-based evaluation regions within the multistate MSA, calculated pursuant to area IV of appendix B to this portion.